Advertising Disclosures

Rate Disclosures

All rate disclosures below are current as of January 20, 2021. See disclosure assumptions here.
15-year Fixed-Rate as low as 2.250% (2.325% APR)
  • The advertised loan is a 15-year fixed-rate full amortizing loan, assuming a $300,000 loan amount and a 2.250% interest rate.
  • This loan has 180 monthly principal and interest payments of $1,965.25. The disclosure APR is based on 0.357 discount points and $1,071 in additional prepaid finance charges due at closing.
  • The Annual Percentage Rate (APR) is 2.325%

30-year Fixed-Rate as low as 2.500% (2.643% APR)
  • The advertised loan is a 30-year fixed-rate full amortizing loan, assuming a $300,000 loan amount and a 2.500% interest rate.
  • This loan has 360 monthly principal and interest payments of $1,185.36. The disclosed APR is based on 1.669 discount points and $5,007 in additional prepaid finance charges due at closing.
  • The Annual Percentage Rate (APR) is 2.643%

15-year Fixed-Rate VA Loan as low as 2.250% (2.703% APR)
  • The advertised loan is a 15-year fixed-rate full amortizing loan, assuming a $300,000 loan amount and a 2.250% interest rate.
  • This loan has 180 monthly principal and interest payments of $1,965.25. The disclosure APR is based on 0.729 discount points and $2,187 in additional prepaid finance charges due at closing.
  • The Annual Percentage Rate (APR) is 2.703%

30-year Fixed-Rate VA Loan as low as 2.250% (2.436% APR)
  • The advertised loan is a 30-year fixed-rate full amortizing loan, assuming a $300,000 loan amount and a 2.250% interest rate.
  • This loan has 360 monthly principal and interest payments of $1,146.74. The disclosed APR is based on 0.019 discount points and $57 in additional prepaid finance charges due at closing.
  • The Annual Percentage Rate (APR) is 2.436%

Disclosure Assumptions:
  • The Interest rate quoted assumes a FICO score of 780 with a maximum loan-to-value ratio of 80% on a primary residence.
  • The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors.
  • Not available in all states.
  • Rates are subject to change daily notice.
  • Payment amounts shown do not include taxes or insurance.